Industries / Mortgage lenders and brokers
Close loans faster without adding processors.
A loan sits still while someone chases a pay stub or a bank statement. The AI chases, checks and files. Your processors and underwriters decide.
In plain terms
Think of a loan processor who works every file at once, chases every condition the day it is issued, and tells the borrower where things stand before they ask.
Your week
What eats your team's week.
Today, by hand
- Chasing borrowers for pay stubs, bank statements and tax returns
- Working the conditions list after underwriting
- Ordering verifications of employment and income
- Answering “where is my loan?” calls
- Checking files before they go to the investor
What AI takes on
- Borrower documents requested, read and checked against the file
- Conditions tracked until each one clears
- Verifications of employment and income ordered and followed up
- Borrowers updated at every stage, by text or email
- Files checked for missing items before submission
Who signs offUnderwriters decide. Processors handle the exceptions.
The first two weeks
We measure before we build.
- Days from application to clear to close
- Days a file waits on a document
- Files per processor
- Conditions per file
Where we usually start
Money and advice
Close to your line of work.
- Accounting and tax firmsClient document chasing, bookkeeping prep, reconciliations, tax organizers.
- Capital advisory firmsBuyer lists, teasers and CIM first drafts, data room upkeep, deal follow-up.
- Wealth management firmsMeeting prep, new-account paperwork, transfers, CRM notes, client reviews.
- Insurance carriers and agenciesSubmissions, quote comparison, renewals, certificates, standard claims.
- Business lenders and loan brokersPrequalification, application packages, compliance, lead follow-up.
Questions
What owners ask first.
Will this replace my staff?
It takes over the repetitive part of their week: the forms, the follow-up, the matching and the reports. Most owners use that time to serve more customers without hiring at the same pace. Who you employ stays your decision.
Is our data safe?
Before any work starts, a written agreement says what we can access and who can see it. Every step the AI takes is logged.
How long before something is running?
The assessment takes about two weeks. The first tasks then run inside your real work within six to eight weeks, and halfway through you decide whether to continue.
What does it cost?
It depends on the work. The assessment is a fixed fee agreed before we start. After that you choose a fixed price for a build, a monthly retainer, or paying us from the extra profit.
Do we have to change our software?
Usually not. We work with the systems mortgage lenders and brokers already use.
What if the AI gets something wrong?
Anything that goes to a customer, a regulator or your books is checked by a person first, and every step is logged so a mistake can be traced and fixed.
Show us where the hours go.
Tell us what your team spends the most time on. In two weeks we measure it and show you what AI can take off their plate, in your numbers.
info@16x9.ai