What we run / Commercial lending

Business owners matched to capital, with no hard credit pull to find out where they stand.

Where it started

Owners who need financing face a maze of loan types and a hard credit pull before they learn anything. The company built a readiness check, a plain-language advisor and a library of guides, so an owner sees where they stand first. A soft check runs only when the owner asks to see real offers.

Businesses matched to capital, no hard credit pull first. A company 16x9 runs. Its name is kept off this site.

factors in the readiness check
7
financing structures explained in plain words
8

What we built

What runs today, and what is still being built.

Running: in use today. Pilot: proven in a first run, not yet in daily use. Building: not yet relied on.
  • Running

    Readiness check

    Scores a business on seven weighted factors and shows the owner what drives the result.

  • Running

    Advisor chat

    Asks about the business and its goal, then points to a financing structure that fits. It never promises approval or quotes a rate, and it is re-tested against fixed cases on every change.

  • Running

    Compliance-checked content

    Drafts tied to a registry of sources. A check blocks any claim without a source before anything publishes.

  • Running

    Signal collectors

    Federal notices and disaster declarations open timely drafts, such as what disaster-relief financing means for local owners.

  • Building

    Lender-network connection

    Applications created and tracked with a lending partner. Sensitive details are entered on the partner's own secure pages, so the company never stores them.

How it runs

From the source of the work to the person who signs off.

  1. 1Public sources, such as federal notices and disaster declarations, open a topic.
  2. 2AI drafts from the source registry, and the check blocks any unsourced claim.
  3. 3An owner reads, takes the readiness check and talks to the advisor.
  4. 4The advisor starts the application, and every status change flows back to the owner.
  5. 5A person at the lending partner makes every credit decision.

What people still decide

  • Whether a draft is accurate and ready to publish.
  • Which lenders and financing structures are offered.
  • Whether an owner is introduced onward, and only with the owner's consent.
  • Every credit decision.

What comes next

  • Finish the lender-network connection.
  • Switch the content schedules back on together, once every piece is re-checked.

Read next

Use it in your business.

We run this ourselves. We can run it for you.

Tell us what your company does and where the hours go. The first conversation is about your work, not our software.

info@16x9.ai